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29 June 2012 @ 09:28 am

If you haven't seen it on Facebook, someone took Obamacare top to bottom and explained the pieces of the bill and the motivations behind each piece.

It's a great read.

My conclusions:

Ah.  THIS would be the post I've been waiting to see.  Thank you.  Yes, it's a sympathetic description of the bill, but it's also pretty comprehensive and explains the motives behind each part, and the motives make sense.

Money quote right here:
In 2014, "If you can afford insurance but do not get it, you will be charged a fee. This is the 'mandate' that people are talking about. Basically, it's a trade-off for the 'pre-existing conditions' bit, saying that since insurers now have to cover you regardless of what you have, you can't just wait to buy insurance until you get sick. Otherwise no one would buy insurance until they needed it. You can opt not to get insurance, but you'll have to pay the fee instead, unless of course you're not buying insurance because you just can't afford it."

That explains it much better.

There are quite a few things I disagree with (the thing about McDonald's is pure singling-out, and the bit about tanning beds is frankly ridiculous), and more things that I think will cause more issues than they solve.  But there's also a lot in here that addresses abuses in the insurance industry that have NEEDED to be addressed for a very, very long time.

Insurance as a concept is still a massive mess (I still await the day when the profit model is based upon making people well, rather than keeping sick people from getting needed care), but disassembling insurance from top to bottom is a pipe dream for now.

Oh, and stop squabbling and poking at each other, would everybody please?  It's a HUGE change, and it's not all going to go as well as some of you think it will, neither will it be as disastrous as some of you think it will.  It's a government act.  Loopholes will be found all over the place, and the bill will turn into a book.  New administrations will change things.  There will be horror stories and wonderful stories.  It'll be big, and messy, and a lot of it will seem (or end up being) impossible to implement.

Hopefully it'll help.
Радаdigitalemur on June 29th, 2012 03:00 pm (UTC)
It's interesting to live here in the land of Romneycare and watch some similar reforms be enacted nationally. It's saving our budgetary ass here in the Commonwealth by helping us pay for our own system, but I'm wondering where the cracks are going to form next. I really wonder how this is going to work in severely underserved areas of the country.

Really, I'm just really impressed that we're taking some steps as a country to protect people with pre-existing conditions. If we can actually get overall costs down further, that'd be... well hot damn, that'd be great.
Random Human Femalewithered_shadow on June 29th, 2012 06:37 pm (UTC)
I live in MA as well, and personally, I think it's hilarious how bent out of shape people are getting about the whole Obamacare thing that they don't even realize the things they are getting heated over are already law in their own state.

Obviously, there are some differences, but my experience has been that the differences aren't what people are mad about. Have you encountered that too?
Random Human Femalewithered_shadow on June 29th, 2012 06:33 pm (UTC)
Thank you so much for posting this. everything I've been reading about it is so polarized, I was having a hard time figuring out what was real, what was exaggerated, and what was bald-faced lies.

This is super helpful in cutting through the BS.

As you said, I think there are a lot of great things here, and I think there are a lot of maybe not so great things here, but at least it seems to be a genuine effort to give healthcare in this country a much-needed facelift.

Time will tell how it all plays out.